Free Workshop · GTA

Know Your Numbers
Before You Buy

A free 60-minute workshop for first-time homebuyers in the GTA. Real talk on mortgages, market conditions, and financial readiness — no sales pitch, just the information you actually need.

📅
Date TBD — Stay tuned for announcement
📍
2425 Eglinton Ave E, Unit 218, Scarborough, ON M1K 5G8 + Online via Zoom
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60 minutes + Q&A
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Completely free — limited seats
Register Now See Agenda

Your hosts

TFN Realty

Jerold Morena

Licensed Realtor®
TFN Realty Inc. · GTA

Primerica

Leonardo

Financial Planner
Primerica · GTA

60 Minutes
Free No cost
2 Experts

What you'll learn

Everything they don't teach you about buying your first home

01

Are you actually ready to buy?

Credit scores, debt-to-income ratios, and what lenders really look at. Most buyers find out they're not ready at the worst possible time.

Leonardo
02

The GTA market in plain English

What's actually happening in 2026, not what the headlines say. Why first-time buyers have more opportunity than they think right now.

Jerold
03

The costs nobody warns you about

Land transfer tax, legal fees, closing adjustments, carrying costs. Plus: how much should you have saved beyond your down payment?

Leonardo
04

How to protect what you're building

What happens to your mortgage if your income stops? Income protection is the piece most buyers forget — until it's too late.

Leonardo
05

The buying process, step by step

Pre-approval to closing, without the confusion. How to compete in the GTA without overpaying, and what a realtor actually does for you.

Jerold
06

Your questions, answered live

The last 8 minutes are yours. Bring your real situation and get real answers from both a realtor and a financial planner at the same time.

Both hosts

Workshop agenda

60 minutes. No fluff.

0:00 – 0:05

Welcome & introductions

Leonardo opens — sets the tone that this is a financial literacy workshop first, real estate second.

Both
0:05 – 0:15

Are you financially ready to buy?

Credit, income ratios, and the pre-approval vs pre-qualification difference.

Leonardo · 10 min
0:15 – 0:25

The GTA market right now

Market realities for 2026 and the 3 mistakes buyers make before they even start looking.

Jerold · 10 min
0:25 – 0:40

The real cost of buying a home

Down payment breakdowns, closing costs, carrying costs, and income protection planning.

Leonardo · 15 min
0:40 – 0:52

The buying process simplified

Pre-approval through closing, how to make strong offers, and what buyers pay for agent representation.

Jerold · 12 min
0:52 – 1:00

Live Q&A + next steps

Open floor. Book a free 1-on-1 with either host before you leave.

Both · 8 min

How to attend

Join in the way that works for you

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In-person

Join us at Leonardo's Primerica office — 2425 Eglinton Ave E, Unit 218, Scarborough, ON M1K 5G8. Meet both hosts face to face, network with other first-time buyers, and book your 1-on-1 on the spot.

Reserve a Seat
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Online via Zoom

Attend from anywhere. Full live access to both hosts, the full presentation, and the Q&A session. Zoom link sent after registration.

Join Online

Register

Spots are limited.
Secure yours today.

This workshop is built for people who are 6 months to 2 years away from buying — early enough to prepare, not just react. Whether you're saving for a down payment or already pre-approved, you'll walk away with clarity.

After the workshop

You'll have the option to book a free 30-minute 1-on-1 with Jerold (home search strategy) or Leonardo (financial readiness review). No pressure, no obligation.

"Having a realtor and a financial planner in the same room answered questions I didn't even know I had."

— Past workshop attendee

Reserve your spot

Takes 30 seconds. 100% free.

No spam. You'll receive a confirmation email with event details.

✓

You're registered!

Check your email for confirmation and event details. We'll see you at the workshop.

Want to get a head start?

Visit Jerold's Website